Insurance Insights Blog
Expert advice and guides to help you make informed decisions
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Life Insurance Coverage
Neha Kumari
January 20, 2026 • 5 min read
How Much Life Insurance Coverage Do You Really Need?
- Calculate based on income replacement
- Consider outstanding debts and liabilities
- Factor in future goals (children's education, marriage)
- Account for inflation over policy term
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Term vs Endowment
Ayush Kumar
January 15, 2026 • 7 min read
Term Insurance vs. Endowment Plan: Which is Better?
- Cost comparison for same coverage
- When to choose term over endowment
- Return on investment analysis
- Combination strategy for optimal coverage
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Health Insurance Tips
Neha Kumari
January 10, 2026 • 6 min read
Top 10 Mistakes to Avoid When Buying Health Insurance
- Not disclosing pre-existing diseases
- Choosing inadequate sum insured
- Ignoring sub-limits and co-payment clauses
- Not comparing multiple plans
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ULIP Explained
Ayush Kumar
January 5, 2026 • 8 min read
Understanding ULIPs: Investment + Insurance Made Simple
- How ULIP fund allocation works
- Tax benefits and lock-in period
- Choosing between equity, debt, and balanced funds
- When to switch funds for optimal returns
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Senior Citizen Plans
Neha Kumari
December 30, 2025 • 5 min read
Senior Citizen Health Insurance: Complete Guide
- Age-specific coverage options
- Managing pre-existing disease waiting periods
- OPD and preventive health check coverage
- Comparing top senior citizen plans
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Tax Saving Guide
Ayush Kumar
December 25, 2025 • 6 min read
Tax Saving Through Insurance: Section 80C & 80D Guide
- Maximum deduction limits explained
- Life vs. health insurance tax benefits
- How to claim tax benefits correctly
- Documents required for tax filing
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